Ideal Home

With Ideal Home insurance, you know for sure that your home is optimally insured against every type of disaster, whether it’s damage from a fire, break-in, flooding or a storm.

Why choose this insurance?

  • 24/7 emergency assistance in the event of damage.
  • Free Public Liability insurance (PLI) with coverage up to f 1,000,000 ($558,659).
  • Free Accident insurance with a f 5,000 ($2,793) payout in the event of death.
  • You’re less likely to be underinsured, as the value of your home will be indexed annually.
  • Free advice on how to reduce the risk of a break-in and damage to your home.
  • Quick and hassle-free claims processing.

What’s covered? 

  • Property damage resulting from fire, fire extinguishing, lightning strike and/or explosion.
  • Damage from a break-in.
  • Related causes*.
  • Damage caused by flooding and/or water.
  • Damage caused by disasters: natural disasters (storm, hurricane, earthquake, etc.) and human hazards (riots, terrorism,  etc.).
  • Coverage for ‘any sudden and unforeseen acts of God’.

*Related causes such as property damage from aircraft, vandalism, unforeseen water leakage out of pipes or aquariums, air conditioning systems and sanitary fixtures, collisions involving your home, fallen trees, broken windows, damage from aircraft and more.