Ideal Contents

Ideal Contents insurance guarantees that your belongings are optimally insured whether they’ve been damaged from a fire, break-in, flooding or a storm. Now that’s a great feeling.

Why choose this insurance?

  • 24/7 emergency assistance in the event of damage.
  • You’re less likely to be underinsured, as the value of the contents of your home will be indexed annually.
  • Free advice on how to reduce the risk of a break-in and damage to your home.
  • Quick and hassle-free claims processing.
  • Have an alarm system? Then receive a 20% discount on your burglary, theft and robbery premium!

What does it cover?

  • Property damage resulting from fire, fire extinguishing, lightning strike and/or explosion.
  • Damage from a break-in.
  • Related causes*.
  • Damage caused by flooding and/or water.
  • Damage caused by disasters: natural disasters (storm, hurricane, earthquake, etc.) and human hazards (riots, terrorism, etc).
  • Coverage for ‘any sudden and unforeseen acts of God’. 

*Related causes such as property damage from aircraft, vandalism, unforeseen water leakage out of pipes or aquariums, air conditioning systems and sanitary fixtures, collisions involving your home, fallen trees, broken windows, damage from aircraft and more.