Limited Comprehensive Vehicle

Limited Comprehensive Vehicle insurance is TPL insurance that includes limited additional coverage in the event of damage to your vehicle from theft, fire, collisions with stray animals, floods, break-ins, and/or window breakage. 

Why choose this insurance?

  • Build-up your no-claim discount separately for TPL and Comprehensive coverage.
  • Also for older vehicles, provided they have been approved by an ENNIA expert first. ENNIA will inspect and approve cars that are at least 4 years old.
  • You will not lose your no-claim discount if you incur damages which are beyond your control, such as a broken window, flooding, a collision with a stray animal, etc.
  • For a small extra fee, you retain your no-claim discount even after the first accident with the No-claim Protector.
  • Stranded by the side of the road? Free assistance in Aruba and Curacao. 

And of course, just like with Third Party Liability (TPL) insurance:

  • No-claim discount up to 80%!
  • Good drivers are rewarded.
  • Convenient: now you can also pay monthly.
  • Affordable premium and quick, hassle-free claims processing.

What does it cover?

  • Third Party Liability (TPL).
  • Damage to your vehicle caused by fire, theft, break-in and/or joyriding.
  • Damage caused by an uninsured and/or unknown vehicle, up to f 18,000 ($ 9,890).
  • Window breakage.
  • Collision with stray animals.
  • Damage caused by natural disasters, storms, and flooding.
  • Reimbursement of incurred emergency medical expenses.
  • Coverage for a temporary replacement vehicle of similar value as your insured vehicle.
  • If you are summoned to court, we will pay your legal fees.

Tip: It’s a good idea to consider increasing your liability coverage (WA), and not just getting the standard f 150,000 coverage. Read more about this in our article: “You are liable for a higher amount than you are insured for, now what?

How much does Limited Comprehensive Vehicle insurance cost?

Limited Comprehensive Vehicle insurance is our most affordable vehicle insurance and the best alternative to basic TPL insurance. Calculate your premium now! It’s quick and easy.