Property insurance

Insuring your commercial property will have you up and running again in no time after a loss, without losing any clients.

ENNIA Property insurance offers more protection than just coverage against fire damage. It is a comprehensive policy that allows every entrepreneur to insure all major risks in a single policy. ENNIA offers very broad coverage in a comprehensive language that can suit everyone's needs.

Why choose this insurance?

• We are pleased to assist and advise you in selecting from the most basic coverage to the most extensive coverage, specifically suited for your business.
• We will assist you in choosing the right coverage that fits your budget.
• When choosing the most extensive coverage, including all "sudden hazards," you will have almost an all-risk policy as an entrepreneur.
• We will reimburse expenses above the insured amount for each entrepreneur, if necessary, in settling damages such as cleanup costs.
• Your commercial property insurance is also easily expandable with extended and/or new optional insurances such as rental loss, supplementary and solar insurance.
• We offer free expert advice on loss prevention.

What does it cover?

• Damage to your commercial building from fire, lightning and explosion is covered under the basic coverage.
• Everything that is part of the commercial building and which by its nature and design, is intended to remain on site permanently, is also covered.
  Such as glass, pipes, installations and built-in equipment, outbuildings and common areas.
• Costs associated with a loss such as expert fees, salvage costs, cleanup costs and the cost of third-party belongings are also automatically covered and, if necessary, up to the insured amount.
• The basic coverage is easily expandable to include damage from related hazards, -natural hazards and/or - water hazards, among others.
• You can also expand your basic coverage to include new insurable hazards such as looting and robbery by force (anywhere) in which your keys are stolen to commit theft immediately thereafter at the insured location.
• If you have a valid pre-appraisal (within the first 36 months) we will apply the value shown on the pre-appraisal and policy/clause sheet in the event of a claim. The insured amount is binding within the validity period of the valuation report.
• If there is no valid preliminary appraisal, we use the reconstruction value.

How much does ENNIA's commercial property insurance cost?

Your insurance is customized to suit your needs. The cost depends on the coverage and optional hazards you want for your business. We use competitive pricing and your independent insurance advisor or ENNIA would be pleased to customize a quote for your organization.