To the Supervisory Board of Directors of ENNIA Caribe Leven NV, ENNIA Caribe Schade NV, ENNIA Caribe Zorg NV. The Aruba operating subsidiaries are reported separately.
INDEPENDENT AUDITOR’S REPORT
The accompanying financial highlights, which comprise the balance sheet as at December 31, 2014, the profit and loss statement for the year then ended, and related notes, are derived from the audited Life Insurance and General Insurance Annual Statements (“statements”) of ENNIA Caribe Leven NV, ENNIA Caribe Schade NV and ENNIA Caribe Zorg NV (the “Companies”) for the year ended December 31, 2014. We expressed unmodified audit opinions on these statements in our reports dated June 30, 2015. Those statements, and the financial highlights, do not refl ect the effects of events that occurred subsequent to the date of our reports on those statements. The financial highlights do not contain all the disclosures required by International Financial Reporting Standards. Reading the financial highlights, therefore, is not a substitute for reading the audited statements of the Companies.
Management’s Responsibility for the financial highlights
Management is responsible for the preparation of the financial highlights derived from the audited statements in accordance with the Provisions for the Disclosure of Consolidated Financial Highlights of Insurance Companies issued by the Centrale Bank van Curaçao en St. Maarten (CBCS).
Our responsibility is to express an opinion on the financial highlights based on our procedures, which were conducted in accordance with International Standard on Auditing (ISA) 810, Engagements to Report on Summary Financial Statements.
In our opinion, the financial highlights derived from the audited statements of the Group for the year ended December 31, 2014 are consistent, in all material respects, with those statements, in accordance with the Provisions for the Disclosure of Consolidated Financial Highlights of Insurance Companies, issued by the CBCS.
Curaçao, June 30, 2015.
KPMG Accountants BV
Lindomar L.P. Scoop