Construction Equipment insurance
ENNIA's Construction Equipment insurance covers on-site equipment such as excavators, bulldozers, front loaders and lift trucks. ENNIA's Construction Equipment insurance consists of the basic A package and an optional supplementary B package.
Why choose ENNIA's Construction Equipment insurance?
- ENNIA's Construction Equipment insurance is easily arranged.
- ENNIA’s claim service is fast and efficient.
ENNIA's Construction Equipment insurance consists of the basic A package and an optional supplementary B package.
Included under basic A coverage:
- Coverage in Curaçao, Aruba, Bonaire and St. Maarten.
- Loss due to external calamity, fire, explosion, spontaneous combustion, lightning strike, theft, fraud and misappropriation.
Coverage can be extended with option B
- Third Party Liability (TPL) with a minimum insured amount of NAf 1,000,000.
- Construction equipment located outside of Curaçao, Bonaire, Aruba or St. Maarten.
- Inter-island transport not included, but can be covered by taking out ENNIA's Transport insurance.
- Premiums are not refunded if equipment is temporarily decommissioned.
- Damage to tires if the equipment itself is undamaged.
- Damage to underground cables or pipes, unless their location is specifically indicated on technical drawings.*
- Consequential loss or damage of any kind to crops, forests and/or any building due to execution of the project.
*Insured party must provide ENNIA with copies of all relevant technical drawings.
Your Construction Equipment insurance is a personalized product. The cost of the insurance depends on the combination of basic and any additional coverage you wish to purchase. ENNIA offers competitive rates. An overview is provided below.
ENNIA or your independent insurance adviser would be pleased to prepare an estimate for you.
- Basic coverage has a NAf 250 deductible.
- TPL has a NAf 150 deductible.
- The premium for basic coverage is based on the equipment's list price x 1.5%. A minimum NAf 100 premium applies.
- The TPL premium is calculated as a percentage in addition to the basic premium.
- Up to NAf 100,000: 10% surcharge
- Up to NAf 150,000: 20% surcharge
- Up to NAf 200,000: 25% surcharge
- Up to NAf 300,000: 35% surcharge
- Up to NAf 500,000: 77% surcharge
- Up to NAf 1,000,000: 100% surcharge
ENNIA or your independent insurance adviser would be pleased to prepare an estimate for you.
ENNIA Curaçao
J.B. Gorsiraweg 6
P.O. Box 581
Curaçao
Opening hours: Monday to Friday 8:00 am to 4:30 pm.
T- (00 5999) 434 3800
F- (00 5999) 434 3873
mail@ennia.com
www.ennia.com
ENNIA Customer Center
J.B. Gorsiraweg 6
P.O. Box 581
Curaçao
Opening hours: Monday to Friday 8:00 am to 4:30 pm.
T- (00 5999) 434 3888
F- (00 5999) 434 3858
mail@ennia.com
www.ennia.com
If you have questions or want to make an appointment, click here.
