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ennia curacao » personal » insurance » home » home insurance

Home insurance

Your house is more than just a roof over your head. A fire, burglary or storm can cause considerable damage to your home. With ENNIA Home insurance you’re not only well insured against damage, but you also receive fast and proper service to ensure you are inconvenienced as little as possible.

Why choose ENNIA Home insurance?

  • ENNIA’s claims handling service is fast and efficient.
  • ENNIA offers a complete, high-quality home insurance product.
  • With ENNIA home insurance you get double Fun Miles for free.
  • Free Private Liability insurance (PLI) covering claims up to NAf 100,000.
  • Free Accident insurance with NAf 5,000 benefit in case of death.
  • 24/7 Emergency assistance in case of damage.
  • Free security advice.
  • Free Fun Miles.

Ensure your home is covered for the right amount
The reconstruction value of your home is your starting point. This is the amount it would cost you to rebuild your home today (not including the price of the land). Use a reliable reference to determine the reconstruction value, such as:

  • An (assessed) liquidation value report from a certified property appraiser or real estate agent.
  • For newly-built homes: the original construction costs (contract price plus additional costs).

Tip:

  • Have your home appraised every five years to ensure you’re not underinsured!
     
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Damage to your home due to:

  • Explosion, theft or collision.
  • Burglary, vandalism or rioting.
  • Building repair work after leakage.
  • Smoke and/or (sea) water.
  • Window breakage.
  • Fire, storm, rain or lightning strike.
     
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  • Damage due to poor maintenance of the house.
  • Damage due to design and/or construction errors.
  • Damage caused by precipitation through open windows, doors or shutters.

To determine the amount for which your home should be insured, you must rely on the reconstruction value of your home. This is the amount it would cost you to rebuild your home today (not including the price of the land). Use a reliable reference to determine the reconstruction costs, such as:

  • An (assessed) liquidation value report from a certified property appraiser or real estate agent.
  • For newly-built homes: the original contruction costs (contract price plus additional costs).

ENNIA or your independent adviser would be pleased to prepare an estimate for you.

ENNIA Curaçao
J.B. Gorsiraweg 6
P.O. Box 581
Curaçao

Opening hours: Monday to Friday 8:00 a.m. to 4:30 p.m.

T- (00 5999) 434 3800
F- (00 5999) 434 3873
mail@ennia.com
www.ennia.com

ENNIA Customer Center
J.B. Gorsiraweg 6
P.O. Box 581
Curaçao

T- (00 5999) 434 3888
F- (00 5999) 434 3858
mail@ennia.com
www.ennia.com

Emergency Assistance at home (only available to ENNIA Home insurance clients)
If your home has been damaged, due to fire or burglary for example, and you require emergency assistance at home, you can call us anytime, 24 hours a day, 7 days a week. It just takes one call to help you! If the damage can’t be fixed immediately, ENNIA will provide a temporary solution, so you have nothing to worry about.
T- (00 5999) 434 3900

Damage?
If there is damage, it is important that you know what to do so that ENNIA can help you best. Click here for more details.

If you have questions or want to make an appointment, click here.