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Third Party Liability insurance

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Third Party Liability (TPL) insurance is the most trusted insurance coverage with solid service and optional additional coverage up to a maximum of NAf 1,000,000. TPL is a compulsory vehicle insurance which every motorist is required to take out by law. If you drive a vehicle and you cause damage to other people or to their property, you could be held liable for their loss. TPL insurance protects you from this risk. In addition, it ensures that the person(s) claiming damages from you will be helped quickly.

Why choose ENNIA's TPL insurance?

ENNIA's TPL insurance is reliable and affordable.
ENNIA’s claims service is fast and efficient.
No deductible on TPL claims.
A maximum 50% no-claim discount.
Coverage is also available for vehicles that are older than 8 years (after being inspected by an ENNIA expert).
Free Passenger insurance for the first year.
NEW! Now also free Fun Miles.

Coverage up to NAf 1 million. Choose between 150,000; 250,000; 500,000 and NAf 1,000,000.
Coverage for all passengers (including family members).
Legal costs.
Equal coverage for a temporary replacement vehicle.

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Damage caused to your own vehicle.
Damage caused in a competition.
Damage caused while the vehicle was used as a rental.
Damage caused by anyone making unlawful use of the vehicle or using the vehicle without the policyholder’s consent.
Damage caused while using the vehicle for any purpose other than that which has been declared to ENNIA.
Damage caused while the driver was not in possession of a valid driver’s license or the right to drive has been taken away.
Damage caused while under the influence of alcohol or drugs.
Personal injury of passengers traveling in any section of the vehicle not intended for passenger seating.

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TPL is the least expensive insurance with maximum coverage. ENNIA or your independent insurance advisor would be pleased to prepare an estimate for you.

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