Comprehensive Vehicle insurance

Comprehensive Vehicle insurance is comfortable all-risk insurance with lots of extra service. This insurance includes a maximum 60% no-claim discount bonus. Comprehensive insurance is usually taken out for vehicles less than 5 years old.

Why choose ENNIA's Comprehensive Vehicle insurance?

ENNIA's claim service is fast and efficient.
Free, double Fun Miles.
Maximum 60% no-claim discount (plus an additional 10% discount if the deductible is increased; coverage is also available for vehicles older than 4 years).
Free roadside assistance from CRS (199) when stranded by a flat tire, or problems starting your vehicle, etc.
Free Passenger insurance for the first year.

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If you're the first owner of the insured vehicle and you claim a total loss in the first year, you're covered for a brand new vehicle of the same value (including a maximum 25% price increase).
Third Party Liability (TPL).
Legal costs.
Collision, overturned vehicle and/or submersing your vehicle in water.
Any acts of God.
Damage to your vehcile due to fire, lightning strike, explosion or electrical short circuit.
Damage to your vehicle due to theft, joyriding, fraud or misappropriation.
Window breakage.
Collision with stray animals.
Natural disasters.
Cost of renting a replacement vehicle up to a maximum of NAf 60 per day and a maximum NAf 900 per event.
Riots or public unrest such as an incidental manifestation of violence.
Cost of replacing registration plates, inspection certificate and tax certificate.

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Damage caused in a competition.
Damage caused while the driver was not in possession of a valid driver’s license or the right to drive has been taken away.
Damage caused while under the influence of alcohol or drugs.
Personal injury suffered by passengers traveling in any area of the vehicle not intended for passenger seating.

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ENNIA or your independent insurance advisor would be pleased to prepare an estimate for you.

Please ensure you have the following details ready:

Make, model, type and year of vehicle.
Number of no-claim years.

Super Drivers pay less!

- Are you 30 years of age or older?
- Do you have at least 3 no-claim years?
- Is the list price of your vehicle at least NAf 30,000?

If the answer to all of the above questions is YES, you’re a Super Driver which entitles you an extra discount on your Comprehensive Vehicle or Super ENNIA vehicle insurance!

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