New house
Buying a home is a big investment – perhaps even the biggest of your life! You want to make sure your property is well protected against any unforeseen events that may occur. You're probably busy making preparations now. Have you thought about insurance? What if your belongings are damaged or stolen during the move? Or what if someone trips and falls in your new home? Planning ahead is important! ENNIA is happy to assist with the following insurance products.
Public Liability insurance
Without dependable liability insurance, you could possibly lose your house and possessions in the blink of an eye. For example, if someone who visiting you trips and falls and sues you for their personal injury, you may have to pay them a huge settlement.
Home insurance
Home insurance protects your assets from a number of risks. If you do not currently have home insurance, then it’s a good idea take some out before you move into your new home. If you have a mortgage, then home insurance is required by the lender!
Content insurance
Your personal possessions are precious to you. Take a moment and realize that you could lose everything in the event of a burglary or fire, for example. Content insurance will at least compensate you for your financial loss.
Life insurance
Moving often comes at a time in your life when major events occur. For example, you may have bought your first home, or be moving to a bigger house because your family is growing. No matter what the situation is, it is prudent to consider your risks. Especially when there are more people who are dependant on your financial support and if there are more assets to protect.
The main purpose of life insurance is to leave your loved ones well cared for. If you pass away unexpectedly they could be left with:
- a mortgage
- credit card debts
- car loans
- funeral costs
- reduced income
Naturally the financial impact of this varies depending on your personal situation, such as your marital status, income and financial goals.
ENNIA or your independent adviser would be pleased to provide you with personalized advice.